Tag Archives: “non-combustible”

Plastics in Construction? Talk with Your Carrier!

Some insurance companies, for example IF Group (http://www.if-insurance.com/web/industrial/Pages/default.aspx), recently added a “Plastics in Construction” clause to their coverage requirements for industrial clients.  They are concerned about composite panels with combustible isolation materials such as polyurethane (PU), polystyrene (EPS) or polyisocyanureate (PIR), and indicate recent severe losses related to this.

In the case of IF Group, the new clause is still a recommendation, but it looks certain to become a requirement, since they are already referring to it as a “regulation.”  Other Carriers may or may not follow suit, but if they see risk or exposure on the issue, expect them to aggressively manage it with this or a similar tool.  Either way, none of us want plastics fires in the workplace, and those that have seen them especially understand that.

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